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 Home buying,  especially first time, is a big decision to make. Typically, the process of this decision making takes time to have funds, steady income, good credit score and money management. A big step forward is to know how your household budget is like, what your capacity is, what type of loan arrangements you are qualified for, where you want to buy your home, and what type of home you want to buy. Home ownership is just not for peaceful living. It is the beginning of stage in life of making family and creating family wealth as you keep paying off your mortgage and financially stabilize over time. This is the challenge of life you’d love to take on. To start with, get to know your household budget at this stage.

Download Household Budget File

Download Home Buyer's guide

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